What Makes P2P Lending Fintech is so Popular?

Currently, Financial Technology (fintech) is increasingly loved by the wider community. By using fintech, people feel facilitated in many ways, especially related to matters related to finance.

In fact, by using fintech, people can get quite high profits, you know. Starting from using discount promos and cashback when using non-cash payments, to being able to get investment returns using fintech.

One of the fintech products that is currently on the rise is: Peer to Peer Lending (P2P lending). In recent years, the growth trend of lending to the financing fintech industry through P2P lending is on the rise, and it is believed that it will continue to grow in the future.

Statistical data from the Financial Services Authority (OJK) related to the P2P lending industry also shows that the accounts of lenders participating in funding continue to increase every month. This shows that people are now starting to like to invest through P2P lending.

So what makes people start to actively use P2P lending fintech? Let's discuss them one by one!

1. Investment Security

One of the most important factors that make people start using P2P lending fintech today is: security and trust. As Lenders, of course we do not want to suffer losses in any form. We will try our best to find various investment instruments that are very safe, so that we can get maximum profit without having to feel anxious when investing.

In fact, many lenders have tried P2P lending and got promising benefits. In addition, currently there are many P2P lending that have been registered, licensed and supervised directly by the Financial Services Authority (OJK) so that their security is guaranteed.

However, that doesn't mean that P2P lending doesn't have any risks at all. It's just that many lenders are already using P2P lending, and they don't suffer losses due to the low level of bad loans that occur.

Of course this makes them more confident and continue to use P2P lending fintech so that their funds continue to grow.

2. Easy to Use

As the name implies, P2P lending fintech uses technology in its operations. And as we know, with technology there are many things that can be made easier.

One of the advantages of P2P lending is that it is easy to use. Starting from registration, transactions, access to information, to profit sharing can be accessed online through the website, anywhere and anytime.

That way, P2P lending is increasingly loved by the community, especially the millennial generation. The current millennial generation is used to doing many things through the internet and technology, so the presence of P2P lending fintech that comes using websites makes them more interested.

3. Interesting User Experience

Because P2P lending is technology-based, User Experience is one of the main keys in giving a good impression to lenders. Especially if we remember that all transactions must be done through the website and application, of course User Experience is one of the most decisive factors.

If the website/application provides a good User Experience, as well as provides various features that make it easier for lenders, of course it will make lenders more addicted to using P2P lending.

Just imagine if the website/application often has errors, or still uses the appearance (interface) of the website/application that is less attractive, of course the lenders will not want to provide more funding, and prefer to invest in other platforms that have a better user experience.

4. Many Options

Currently, there are many P2P lending providers that we can use. Please find the platform that suits you best. Don't forget to choose a licensed P2P lending from the OJK!. With so many options, you can also diversify your risk by providing funding across different platforms.

If you are a Muslim, then it is better to choose Sharia P2P. By using Sharia P2P, you will be free from various transactions that are prohibited by religion and non-halal income. Sharia P2P has also been guaranteed its sharia, because it is supervised by the Sharia Supervisory Board sent by the National Sharia Council (DSN-MUI).

Those are some of the things that make our society more involved in P2P lending fintech. How? Are you ready to become a lender and make a profit?

If you are interested in investing through P2P Syariah, you can become a Lender through ethis.co.id, you know! Apart from being licensed and supervised by the OJK, ethis.co.id is also in accordance with sharia principles.

Register yourself at https://ethis.co.id