About Us
Information
Profile
ETHIS
Islamic Peer-to-Peer Financing platform aims to channel project financing for SMEs and properties.
We present an alternative financing with a community of funders participating collectively and according to Islamic principles. Then, funders earn return ethically from the financing for a respective Beneficiary.
Our Vision
To become a Financial Technology company with a leading sharia system throughout the world
Our Mission
Provide practical financial procedures to meet business development needs and accelerate the distribution of financing for the development of SMEs in Indonesia
Shareholders
Ronald Yusuf Wijaya
Ronald Yusuf Wijaya is the Co-Founder of ETHIS Group and CEO of ETHIS Indonesia, with nearly 10 years of experience in the Financial Technology sector.
PT BAIO International
PT Baio International is a company engaged in the hospitality and resort industry, with a presence in major cities in Indonesia, including Jakarta, Bogor, and Bali. PT Baio International is a Limited Liability Company established based on the amendment deed of the articles of association Number 10, drawn up before notary Kristanti Suryanti, S.H., M.Kn. on November 13, 2019. The company has received approval from the Minister of Law and Human Rights of the Republic of Indonesia based on the decree dated November 22, 2019, with Number AHU-0225312.A.H.01.11.2019.
Sharia Supervisory Board
Dr. H. Jeje Jaenudin, M. Ag
Sharia Supervisor
Dr. H. Jeje Jaenudin, M. Ag is the ETHIS Sharia Supervisory Board who also serves as the XVII Chairman of the Central Board of Islamic Unity (PP PERSIS)
Drs. Sirril Wafa, MA
Sharia Supervisor
Drs. Sirril Wafa, MA is the ETHIS Sharia Supervisory Board who also serves as Chair of the Falakiyah Nahdlatul Ulama Institute (LFNU) 2022-2027
Commissioner
Hendarin Sukarmadji
President Commissioner
Hendarin Sukarmadji is the Main Commissioner of ETHIS with experience as the Main Commissioner of Bank BJB Syariah
Bobby Chairul Ngabito
Commissioner
Bobby Chairul Ngabito is the Commissioner of ETHIS
Leader
President Director
Ronald Yusuf Wijaya is the Co-Founder of ETHIS Group and CEO of ETHIS Indonesia who has been in the field of Financial Technology for almost 10 years
Our Awards
PT. ETHIS FINTEK INDONESIA
Rukan Puri Mansion block B no. 7 Outer Ring West Kembangan Street, RT.2/RW.1, South Kembangan, Kembangan District, Special Capital Region of Jakarta 11610
Customer Service: support@ethis.co.id
Operational Hours: 09.00 - 18.00 WIB
Licensed & Supervised By
Part Of:
Tersertifikasi:
Protected By:
Notes:
1. Tech-based Islamic Financing service (P2P Financing) is a civil agreement between Funder and Beneficiary, in which all risks are charged to all parties.
2. Payment failure is charged to the Funder, except for fraud case and mismanagement. Beneficiaries are imposed if fraud and mismanagement happens as in Risk Sharing terms based on Islamic Principles. There is no national institution or authority that is responsible to financing risk or payment failure or compensating on any parties including loss, failures, fees or consequences after.
3. The platform with agreement from all respective users (funders and/or beneficiaries) accesses, gains, stores, manages and/or uses users’ personal data (Data Utilization) on or in the objects, electronic devices (including smartphones or cellular phones), hardwares or softwares, electronic documents, applications or electronic systems belong to Users or managed by Users, upon the information of aims, limitations and mechanism of Data Utilization to the Users before the approvals.
4. Funders with limited knowledge on this financing are suggested not to use this service.
5. Beneficiaries are obliged to consider return rates/margin/service fee and other fees according to the ability to repay the financing.
6. Each fraud is recorded electronically in cyberspace and easily recognized by public through social media.
7. Users should read and understand this information before deciding to be a Funder or Beneficiary.
8. Government as in this case is Otoritas Jasa Keuangan (OJK) / Financial Services Authority is not responsible for violation or disobedience of users, Funder and Beneficiary (intentionally or unintentionally) against terms and conditions or agreement or attachment between the platform and Funder and/or Beneficiary.
9. Each transaction and financing activities, funding, financing or enforcement agreement regarding financing between or involves the Platform, Funder, Field Partner and/or Beneficiary should happen through escrow account and virtual account as stated in OJK regulation No. 77/POJK.01/2016 about Tech-Based Financing Services.
