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ETHIS FINTECH SHARIA CHANCE TO REPRESENT INDONESIA AT DUBAI 2020 EXPO
Published on 28 Dec 2021
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ETHIS FINTECH SHARIA CHANCE TO REPRESENT INDONESIA AT DUBAI 2020 EXPO
Indonesian Fintech Peer-to-Peer Lending, ETHIS, was honored as one of the Global impact innovators at Expo 2020 Dubai. "This technology-based shariah financing successfully demonstrated that anyone can create a significant impact, even starting with a small contribution." Yousuf Caires, Vice President - Expo Live at Expo 2020 Dubai.
ETHIS received a grant of USD 100,000 from Dubai Expo 2020 in 2018, as a culmination of the program ETHIS again received a special invitation to give a presentation on the concept of Sharia Fintech at the 5th annual global event, this time held in Dubai from October 1, 2021, to March 31, 2022.
Expo 2020 Dubai itself is the largest expo event of this century, where all representatives of the world's countries are present to showcase the richness of tradition, innovation, collaboration, and the application of technology as a future strategy in driving a sustainable economy.
President Joko Widodo (Jokowi) said that Indonesia's participation in Expo 2020 Dubai is a golden opportunity to strengthen trade and investment relations with Middle Eastern and African countries. Moreover, the Expo 2020 Dubai event was attended by 192 countries.
ETHIS CO-Founder, Ronald Yusuf Wijaya, said it was an honor to be able to carry the name of Indonesia in this international arena, his article ETHIS is the only Global Impact Innovator from Indonesia who at that time was chosen to receive the award. Through this momentum, ETHIS is spreading its wings by opening branches in the United Arab Emirates, and also to several other jurisdictions such as Oman, Qatar, and Turkey.
ETHIS' participation in Expo 2020 Dubai is expected to further increase public awareness of Indonesia's capabilities and potential in competing in the world digital economy market, especially in the field of technology that can have a broad positive impact, "concluded Ronald, who also currently serves as Chairman of the Indonesian Sharia Fintech Association (AFSI).
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PT. ETHIS FINTEK INDONESIA
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1. Tech-based Islamic Financing service (P2P Financing) is a civil agreement between Funder and Beneficiary, in which all risks are charged to all parties.
2. Payment failure is charged to the Funder, except for fraud case and mismanagement. Beneficiaries are imposed if fraud and mismanagement happens as in Risk Sharing terms based on Islamic Principles. There is no national institution or authority that is responsible to financing risk or payment failure or compensating on any parties including loss, failures, fees or consequences after.
3. The platform with agreement from all respective users (funders and/or beneficiaries) accesses, gains, stores, manages and/or uses users’ personal data (Data Utilization) on or in the objects, electronic devices (including smartphones or cellular phones), hardwares or softwares, electronic documents, applications or electronic systems belong to Users or managed by Users, upon the information of aims, limitations and mechanism of Data Utilization to the Users before the approvals.
4. Funders with limited knowledge on this financing are suggested not to use this service.
5. Beneficiaries are obliged to consider return rates/margin/service fee and other fees according to the ability to repay the financing.
6. Each fraud is recorded electronically in cyberspace and easily recognized by public through social media.
7. Users should read and understand this information before deciding to be a Funder or Beneficiary.
8. Government as in this case is Otoritas Jasa Keuangan (OJK) / Financial Services Authority is not responsible for violation or disobedience of users, Funder and Beneficiary (intentionally or unintentionally) against terms and conditions or agreement or attachment between the platform and Funder and/or Beneficiary.
9. Each transaction and financing activities, funding, financing or enforcement agreement regarding financing between or involves the Platform, Funder, Field Partner and/or Beneficiary should happen through escrow account and virtual account as stated in OJK regulation No. 77/POJK.01/2016 about Tech-Based Financing Services.
