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ETHIS Sharia Fintech Committed to Contributing to the "Toilet Untuk Negeri" Program in Indonesian Tourism Destinations
Published on 7 Jul 2022
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ETHIS Sharia Fintech Committed to Contributing to the "Toilet Untuk Negeri" Program in Indonesian Tourism Destinations
Jakarta, 7 July 2022 - Technology-based productive Islamic financing platform, Ethis Indonesia, is collaborating with LIXIL Water Technology Indonesia, a manufacturer of innovative Japanese home and water technology equipment products, as well as several tech startups such as Jamban.id, Tukang. com, Frday, and Gringgo, in the program “Toilet Untuk Negeri - Kolaborasi Teknologi, Wujudkan Sanitasi''. This program is a form of mutual commitment to play an active role in providing clean and comfortable sanitation facilities for all Indonesian people.
Taking place at the LIXIL Showroom, South Jakarta, the signing of the Memorandum of Understanding (MoU) was attended by Ronald Yusuf Wijaya (CEO of Ethis Indonesia), Arfindi Batubara (Marketing Director of LIXIL Water Technology Indonesia), Rudy Wahyu (CEO of Jamban.id), Fajar Rizki (COO Tukang.com), Febriadi Pratama (CEO of Gringgo Indonesia), and R. Putut Susetyo Bagus W (President Director of Frday).
Ethis Indonesia is part of the Ethis Group and has obtained approval from the Financial Services Authority (OJK) since 2021. Ethis Group has also operated in several countries such as Malaysia and Oman. Since its establishment in 2018 until June 2022, Ethis Indonesia has had a total of more than 6000 users throughout Indonesia.
The joining of Ethis Indonesia in the “Toilet untuk Negeri'' program is expected to provide a forum for people who want to contribute to improving the quality of sanitation and public services in accordance with applicable standards. This program is also expected to contribute to the Indonesian economy by supporting the growth of small-medium enterprises (SME) through the creation of new jobs for the community, especially those around tourist sites. In addition, this program also provides an opportunity for the general public to become a Sanitation Preneur and open public toilet facilities and small-medium enterprises in selected areas.
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1. Tech-based Islamic Financing service (P2P Financing) is a civil agreement between Funder and Beneficiary, in which all risks are charged to all parties.
2. Payment failure is charged to the Funder, except for fraud case and mismanagement. Beneficiaries are imposed if fraud and mismanagement happens as in Risk Sharing terms based on Islamic Principles. There is no national institution or authority that is responsible to financing risk or payment failure or compensating on any parties including loss, failures, fees or consequences after.
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5. Beneficiaries are obliged to consider return rates/margin/service fee and other fees according to the ability to repay the financing.
6. Each fraud is recorded electronically in cyberspace and easily recognized by public through social media.
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8. Government as in this case is Otoritas Jasa Keuangan (OJK) / Financial Services Authority is not responsible for violation or disobedience of users, Funder and Beneficiary (intentionally or unintentionally) against terms and conditions or agreement or attachment between the platform and Funder and/or Beneficiary.
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