About Us
Information
Article ETHIS
Fokus sebagai Fintek Pembiayaan Produktif Syariah, ETHIS Resmi Mengantongi Izin OJK
Published on 19 Oct 2021
Admin Relations
Fokus sebagai Fintek Pembiayaan Produktif Syariah, ETHIS Resmi Mengantongi Izin OJK
President Jokowi said that currently fintech (financial technology) providers, including sharia fintech, continue to emerge, various financial technology innovations are also growing, and the phenomenon of sharing economy is increasingly found from peer to peer to business-based economy. He continued, fintech financing is also expected to encourage productive activities, providing easy access for people who have not been reached by banking services.
In line with the direction of President Jokowi, ETHIS Indonesia as a productive financing fintech and also as a fintech that encourages the SME economy in Indonesia has now officially obtained a business license from the Financial Services Authority (OJK) through the decision of the OJK Board of Commissioners Number: PKEP-104/D.05/2021 as of September 17, 2021.
ETHIS, which previously had the status of "Registered at OJK", is now an officially licensed Joint funding fintech company.
"With this license, ETHIS will continue to focus on expanding access to safe, convenient, and affordable financing for the people of Indonesia. Especially for those who do not have access or are looking for alternative financing other than banking services." Said Ronald Yusuf Wijaya as Co-founder & CEO of ETHIS Indonesia.
This momentum is also used to provide literacy to the public about only utilizing legal fintech services, especially those that are Registered or Licensed, and supervised by the OJK. Going forward, we hope that public trust in fintech peer 2 peer lending will continue to grow over time, he added.
In helping to drive economic growth through financing SMEs & Properties that need capital assistance in Indonesia, ETHIS has successfully bridged financing in the infrastructure development sector, including several telecommunications towers in South Sulawesi, in Papua, to the construction of a command center at the East Lombok government office (Depkominfo). In supporting economic growth by financing business actors in a sharia manner, the public can access through the website www.ETHIS.co.id.
Related Article
Ethis Group Wins The Best Islamic Crowdfunding Platform in the world 2021 from the Islamic Retail Banking Awards Dubai
23 Dec 2021
ETHIS FINTECH SHARIA CHANCE TO REPRESENT INDONESIA AT DUBAI 2020 EXPO
28 Dec 2021
ETHIS Sharia Fintech Committed to Contributing to the "Toilet Untuk Negeri" Program in Indonesian Tourism Destinations
7 Jul 2022
Beware of Scams In the Name of ETHIS
23 Aug 2022
PT. ETHIS FINTEK INDONESIA
Rukan Puri Mansion block B no. 7 Outer Ring West Kembangan Street, RT.2/RW.1, South Kembangan, Kembangan District, Special Capital Region of Jakarta 11610
Customer Service: support@ethis.co.id
Operational Hours: 09.00 - 18.00 WIB
Licensed & Supervised By
Part Of:
Tersertifikasi:
Protected By:
Notes:
1. Tech-based Islamic Financing service (P2P Financing) is a civil agreement between Funder and Beneficiary, in which all risks are charged to all parties.
2. Payment failure is charged to the Funder, except for fraud case and mismanagement. Beneficiaries are imposed if fraud and mismanagement happens as in Risk Sharing terms based on Islamic Principles. There is no national institution or authority that is responsible to financing risk or payment failure or compensating on any parties including loss, failures, fees or consequences after.
3. The platform with agreement from all respective users (funders and/or beneficiaries) accesses, gains, stores, manages and/or uses users’ personal data (Data Utilization) on or in the objects, electronic devices (including smartphones or cellular phones), hardwares or softwares, electronic documents, applications or electronic systems belong to Users or managed by Users, upon the information of aims, limitations and mechanism of Data Utilization to the Users before the approvals.
4. Funders with limited knowledge on this financing are suggested not to use this service.
5. Beneficiaries are obliged to consider return rates/margin/service fee and other fees according to the ability to repay the financing.
6. Each fraud is recorded electronically in cyberspace and easily recognized by public through social media.
7. Users should read and understand this information before deciding to be a Funder or Beneficiary.
8. Government as in this case is Otoritas Jasa Keuangan (OJK) / Financial Services Authority is not responsible for violation or disobedience of users, Funder and Beneficiary (intentionally or unintentionally) against terms and conditions or agreement or attachment between the platform and Funder and/or Beneficiary.
9. Each transaction and financing activities, funding, financing or enforcement agreement regarding financing between or involves the Platform, Funder, Field Partner and/or Beneficiary should happen through escrow account and virtual account as stated in OJK regulation No. 77/POJK.01/2016 about Tech-Based Financing Services.
