Already have Financial Goals? Create your Financial Goals Now!

Have you heard of the term financial goals yet?

As the name implies, financial goals are financial goals that we want to achieve in the future, whether in the short, medium, or long term.

Almost everyone has financial goals. From children who save up to buy their toys, to school children who look for extra pocket money to be able to buy things that are popular in their school. Or maybe it's millennials who dream of owning a house, a personal vehicle, or traveling abroad, and they strive to achieve it all.

Anyway, various dreams and desires related to money, we can call them financial goals. And we believe, almost everyone has their own financial goals.

Therefore, this time let's discuss together some of the things that we should pay attention to in making financial goals!

Record Financial Goals

Why should financial goals be recorded? There are several reasons why we should record our financial goals, including;

1. So that they don't just become dreams and wishful thinking. Financial goals should be a step that we take to achieve a better life in the future. And the first step is to record those goals. Ever heard of dreams that should be recorded? It's more or less like that, only the context is slightly different.

2. Knowing which one to prioritize. By recording our various financial goals, we will be able to make a list of which ones should come first, and which ones can be postponed. We make financial goals must be realistic, we cannot hope that there is a windfall and then suddenly our financial goals are fulfilled just like that.

3. Make definite steps. To make our financial goals come true, of course, we have to make steps every month or year. For example, we want to buy a motorcycle for 20 million next year. Then at least we should be able to collect 1.6 million every month. And to know it all we have to record it, it can't just be in the clouds.

Financial Goals in financial planning

One of the important elements in making financial planning is determining financial goals. And in making financial goals we must determine the cost and a certain period until the goal is achieved.

For example, we want to buy a house worth 1 M within 10 years. So with that, we can prepare various things to achieve this goal. It can be by saving money, increasing income sources, and others, according to the costs and timeframe we have.

Making financial goals and realizing them is not as easy as it seems. We have to calculate various additional costs, inflation-deflation factors, and various other factors.

Not to mention that in reality we are often faced with certain events that prevent us from being able to realize the various financial goals we have made.

However, we as humans are required to try as much as we can. And one form of our efforts to achieve prosperity is to make a list of financial goals. As for the results, we leave it to the Almighty.

Instead of complaining all day long, blaming circumstances and complaining about other people's privilege, it's better to take definite steps for our future. Already have financial goals? Create your financial goals now!